How to Buy a Stylish Motorcycle Jacket – Motorcycles

Many people want to buy a motorcycle jacket that is very stylish. And lots of folks want to buy a motorcycle jacket that looks cool and fashionable. However, very few know how to actually buy such a jacket.If you want to buy a good looking and stylish jacket, there are some points that you should keep in mind.The first thing that you should consider is the color of the jacket. Now, men’s’ motorcycle jacket come in a few colors while a lot more choice is available as far as woman’s motorcycle jacket are concerned.You must choose a color that looks good on you. This is the fundamental requirement of choosing a stylish jacket. You must always keep in mind that style is or more a product of your mind rather than the jacket.If you feel that you are wearing a good looking and stylish jacket, the chances are very high that you are actually wearing such a jacket.On the other hand, if you feel that your men’s motorcycle jacket or ladies motorcycle jacket is not looking good, then the price of the jacket notwithstanding, it must be a very ordinary looking jacket.Hence, always choose a motorcycle jacket that you like. If you are comfortable with the color of your motorcycle jacket, it will show in the way you carry yourself in the jacket.Hence, no matter what the fashion magazines say, always choose the color of your motorcycle jacket depending upon your likes and dislikes. Never choose a particular color merely because you were told that it is a stylish color.What is important is whether the color looks stylish on you or not.Normally, the most popular colors for the men’s motorcycle jackets are black, gray, brown, red and bottle green. As far as the women’s motorcycle jackets are concerned, a lot more choices are available.The women’s motorcycle jacket does not suffer from the same stereotypes as the men’s jackets suffer. It is expected that a men’s jacket will make the wearer macho and masculine.This is one reason why owners of men’s motorcycle jacket are hesitant to innovate and experiment with new colors. However, exceptions do exist. If you feel that a particular jacket will look good on you, go ahead and buy it.If you want maximum choices in terms of colors, it is imperative that you shop for your motorcycle jacket over the internet. Visiting many stores and searching for the perfect motorcycle jacket can take a lot of time. However, if you conduct this exercise over the internet, you can visit multiple stores and check out many jackets in a very short of time.You can always communicate with the seller and inform him of your requirements of a particular color. There are many sellers on the internet who are ready to walk that extra mile to satisfy you.The onus is upon you to identify such sellers. You may be required to pay a premium but that is a small price to pay for a jacket that you want.

Motorcycle Insurance – Things to Know When Shopping for Motorcycle Insurance Quotes – Motorcycles

What you should know about shopping for motorcycle insurance including how to find the lowest quotes. How insurance companies rate motorcycle insurance and more.
How do insurance companies rate motorcycle insurance?
Do I have to have a motorcycle license to get insurance?
Why is full coverage so much more than liability insurance on my bike?
Are there benefits in using an agency to quote my motorcycle insurance?
How can I find the lowest rate insurance quotes?1. How do insurance companies rate motorcycle insurance? Insurance companies rate bikers insurance much like auto insurance with a few differences. Here’s a list of the main rating factors used to determine your rates….
Zip code – Areas with a greater history of losses rate higher
Date of birth – Wisdom and safety come with age
Driving experience – More experience equals lower rates
Marital Status – Married riders enjoy a little lower rates
Violation history – More violations, more premium
Coverages requested – Better coverages, higher premiums
Motorcycle Value – Only when purchasing full coverage
CC Size – Size matters, bigger engines pay more
Cycle endorsement date – the date you got a motorcycle license
Discounts & other rating factors – ask your company for details2. Do I have to have a motorcycle license to purchase insurance? You don’t have to obtain a motorcycle license to purchase riders insurance, however, having a motorcycle license does have a bearing on your rates. Having a class M license shows the insurance company that you are an experienced rider and less likely to be involved in an accident. The longer you’ve had your motorcycle license, the lower the rates. There are many companies available for you to purchase motorcycle insurance from even if you don’t have a license but be prepared to pay a higher rate than those with a license.3. Why is full coverage so much more than liability insurance on my bike? The reason why full coverage insurance on a motorcycle is so much higher than liability is simply because of the risk involved. Remember, liability insurance covers others, what you’re liable for, and not your bike itself and full coverage covers your bike as well as liability. If you hit someone with your motorcycle, your insurance company has to pay for damages you caused to others and their property. How much damage can you really cause with a motorcycle? That’s why liability motorcycle insurance is usually so inexpensive. The damage you can cause with your bike reflects the rates you pay on liability. Now, it’s a whole another story when it comes to full coverage. Almost any kind of accident will cause extensive damage to your bike that would have to be paid for resulting in much higher rates. Get quotes on both and compare your options before making a decision.4. Are there benefits in using an agency to quote my motorcycle insurance? There are great benefits in using an agency. Agencies usually work with multiple carriers that have different guidelines, prefer different kinds of risks, offer different discounts and more. Agencies can enter your information in a comparative rater and instantly see the rates of all the companies they have to offer you. Agencies will usually do all they can, including but not limited to, offering all discounts available to help you find low cost motorcycle insurance.5. How can I find the lowest motorcycle quotes? When shopping for any kind of insurance quotes, you want to do your best in providing the most accurate information. The reason why you want to do this is because a company quoting you the lowest rates with let’s say no tickets will not usually be the cheapest if you happen to have a ticket. Every company has their way of rating so when you are comparison shopping for your motorcycle insurance, provide accurate information, especially with past tickets to ensure you’re comparing accurate rates. Also, take the time to quote from at least 3 different companies to understand the range of prices you should be paying. Lastly, make sure to get a quote from at least 1 agency as an agency instantly quotes multiple companies so 1 call gets you the lowest of many quotes. Insurance agents can usually also offer discounts and advise to find you the Lowest Motorcycle Insurance Quotes.

Let’s Talk Motorcycles – Motorcycles

Motorcycles are cheap to run, exciting to ride and a quick way to travel through traffic. Styles of motorcycles vary depending on the task for which they are designed, such as long distance travel, navigating congested urban traffic, cruising, sport and racing, or off-road conditions.In many parts of the world, motorcycles are among the least expensive and most widespread forms of motorised transport. After the Second World War, the BSA Group became the largest producer of motorcycles in the world, producing up to 75,000 bikes a year in the 1950s.Almost all commercially available motorcycles are driven by conventional gasoline internal combustion engines, but some small scooter-type models use an electric motor, and a very small number of diesel models exist. Liquid-cooled motorcycles have a radiator (exactly like the radiator on a car) which is the primary way their heat is dispersed. Liquid cooled motorcycles have the potential for greater power at a given displacement, tighter tolerances, and longer operating life, whereas air cooled motorcycles are potentially cheaper to purchase, less mechanically complex and lighter weight.Only the largest touring motorcycles and a few models that are routinely used with a sidecar or converted to tricycle configuration are fitted with a reverse gear. At one time, motorcycles all used spoke wheels built up from separate components , but, except for dirtbikes, one-piece wheels are more common now. Brakes can either be drum or disc based, with disc brakes being more common on large, modern or more expensive motorcycles for their far superior stopping power, particularly in wet conditions.Modern designs have the two wheels of a motorcycle connected to the chassis by a suspension arrangement, however ‘chopper’ style motorcycles often elect to forgo rear suspension, using a rigid frame. As can be seen from the streamlined appearance of new performance motorcycles, there is much aerodynamic technology included in the design. Modern fairings on touring and sport-touring motorcycles dramatically improve a rider’s comfort and attention on long rides by reducing the effect of the wind and rain on the body.While the reasons for people choosing to ride motorcycles are many and varied, those reasons are increasingly practical, with riders opting for a powered two-wheeler as a cost-efficient alternative to infrequent and expensive public transport systems, or as a means of avoiding or reducing the effects of urban congestion.Motorcycles from a number of manufacturers now have electric windshields, which raise and lower the windshield with the push of a button to the optimum height for conditions.In England, motorcycles are exempt from the £8 per day London congestion charge other vehicles have to pay to enter the city during the day.In many cultures, motorcycles are the primary means of motorized transport.Electric motorcycles are emission free during operation, producing the electricity that charges the batteries in them can be a cause of pollution. Street customs: Highly customised motorcycles with wild paint jobs also built for show, but constructed from a sport bike frame instead of a cruiser-style frame.The chassis (or frame) of a motorcycle is typically made from welded aluminum or steel (or alloy) struts, with the rear suspension being an integral component in the design.

How Michele Smith Became the First Lady of Motorcycles – Motorcycles

Michele Smith of the famed American Thunder television series on SPEED Channel and then of Two Wheel Thunder on Discovery HD Theater, is by far the most recognizable female face in the motorcycle world, she is the Celebrity that we all know and love. If you’ve been to a major motorcycle rally just about anywhere in the country, you’ve seen her for sure. She makes public appearances, signs autographs and has fans getting their photo with her everywhere she goes. How did this happen? How did she become such a celebrity in the motorcycle community? Michele has been a dear friend of mine for the past 4 years when we met on production of American Thunder, and I have produced several other videos with Michele as the subject of admiration. I wrote her the other day and asked if I could do a story about her and she gladly accepted and said “Ask away Shannon, anything for you love.” So I did.I, as well as many others, want to know how she got to be of that stature of the First Lady of Motorcycles. While I was talking to her, I stated a few times about her being a celebrity and she finally stopped me and said “First of all I don’t think of myself as a “celebrity”, I’m just someone who happened to become a recognized figure in the motorcycle industry.” So from there, the word “Celebrity” was out of the conversation. So to begin, I asked her simply “Where did it all start for you and the motorcycle?” Her reply was this (Michele Smith) “My first step of being part of the motorcycle world was taking the motorcycle safety course in Ca. due to a foreign video that I was working on. They had hired a stunt double to do the riding and when this tiny 90 lb girl showed up I almost fell over! For the close up shots they strapped the bike in the back of a pickup truck and I had to sit on it and pretend I was riding while driving down Hollywood Blvd. I thought the heck with this I’m never going to let this happen again so the next day i signed up for the motorcycle safety course and ordered a brand new 883 Sportster. That’s how I started riding. My first ride was one in Southern Ca. called “The Love Ride”. I had so much fun. Not too long after that I went out for the audition for “American Thunder” and the rest is history!That explains the beginning of her passion for motorcycles, but I wanted to know more. This is the woman, that is in “The Know” of the motorcycle world, where it has been for the past 10 years and where it is going in the next few. This is a brain that I just had to pick, now if I could just through those beautiful golden locks of hair streaming down like a waterfall of pure gold… ~~ Oops, sorry, end dream sequence, I’ll just ask her. Michele, how have things changed over the past 10 years, more appropriately, in the past few years? (Michele Smith) “. I think what has changed since I have been a part of the motorcycle culture is the fact that there are a lot more woman out there riding today than 10 years ago. When women see other women riding they think “gee, if she can do it so can I”. Women are no longer satisfied sitting on the back of a mans bike. Look at me I went from posing next to these bikes in my early years of modeling to actually riding a motorcycle, something I thought I would never be capable of doing until that 90 lb girl showed up on the video shoot. I wish I could find her just so I could say thank you! It’s funny I guess my style has changed a lot from the early days before I got into the motorcycle business. I was going through my closet the other day and looking at some of the designer pieces of clothing ( now vintage like me ) that I managed to hang on to and thought now what would I look like riding a bike in a Chanel suit! Yes I did dress very different back then but I also spent a lot of time overseas and it was an entirely different lifestyle. I’m much more comfortable these days in a pair of ripped jeans and boots!”Now one thing I would like to mention here is Michele is also quite the advocate for female riders to get on the bike on the front seat and grab the bars and take themselves on the adventure. I have seen and met many women that have said that they never would have gotten on the front of a bike had they not seen Michele out riding in Daytona or Sturgis or on television at some point, she is their Heroine. Michele is obviously not the first woman to through a leg over some American Iron, look at Margret Wilson, who has logged over half a million miles on a motorcycle and is a Golden Life member of the Motor Maids, Inc. But what Michele has achieved is this, she has brought it to the Main Stream, she used her talent and beauty to change the hearts and minds of people all over the world when it came to the riding position of the woman on a motorcycle.Moving on, I wanted to know where Michele thought she would be had she joined the Motorcycle Industry.(Michele Smith) “Let’s see where would I be if i wasn’t in the motorcycle industry? That’s a tough one. I started out in the entertainment industry and that’s pretty much all I know except for designing lingerie ( For a while I was so busy with the lingerie line, that at one time I actually thought about leaving the TV show. Thank god i stayed!” Michele is the designer of the Jeweled G’s G-string line that beautifies the backside of the female figure. Michele has also designed the “No Needles Tattoos” T-shirts that make your arms look as if you have these awesome tattoos on your arms. You can find these on her website.Now you hear all these stories of famous people having problems with Stalkers or Weirdoes after them or the paparazzi just making life miserable, but Michele feels perfectly safe in the motorcycle community. She said, “I have met a few weirdoes in my day but that is to be expected, but nobody has ever stalked me or done anything to really cause any alarm. I feel very safe amongst the motorcycle community, there are just so many personal body guards around that have gotten hugs while Having the Most Fun Ever.”Now that we’ve learned how you became the Most Famous Woman on a Motorcycle, What are you doing now? (Michele Smith) “I’m still doing personal appearances. Rhode Island was the first stop of the New Year. I will be doing appearances mostly in the East/Northeast as that seems to be the market for a lot of the events that I book. Even in the winter months there are a lot of indoor events. Keep in mind most people can’t get out and ride in the snow covered areas so the indoor events gives them a chance to see what’s new on the market. American Thunder went off the air at the end of 2009. In 2010 I did a new show for Discovery HD Theater. We did about 10 episodes and now that’s gone too! We really need another good informational motorcycle show. I have a following of viewers who would love to see something new, they all miss American Thunder and Two Wheel Tuesdays. The problem is Reality TV took over and it seems like every show out there is reality based now.”Back to the brain picking.. Ooohhh, silky.~ Sorry, got lost in the golden flow again.. I’ve personally seen a lot of changes in the motorcycle world over the past few years, and I was sure that Michele would have an opinion on the subject as well so I said this. Michele, Tell me where you see the motorcycle world going in the next 5 years from the rides to the enthusiasts and how they ride. (Michele Smith) “Over the last few years I really have seen the industry take a dive. A lot of builders and vendors closed up shop and moved on. But I do see a positive change coming and things are slowly picking up again. There will always be motorcycle enthusiasts and as long as you have people who love to ride, you will also have people who will buy bikes, parts and accessories. They may not be spending big bucks on a custom anymore but the desire to own a motorcycle for some is still there. I meet motorcycle enthusiasts at events all the time that tell me they have not one but two or more bikes in the garage. And now they are just taking good care of them and putting little extras on them to still make it their own.It would seem by what you see or are not seeing on television that the Michele Smith tour is coming to an end, but I know Michele pretty well, if there is any person out there that can take a lemon and make it into lemonade, she is the one. The motorcycle industry has been boosted in so many ways by Michele Smith and many people, including manufacturers owe it to her for getting the word out about their products, events or even just giving them the confidence to jump on a bike for the first time. She is a celebrity to us even if she doesn’t see it that way, we look up to her, we admire her and of course, we cannot keep our eyes off of the Twins. So Michele, thank you for taking the time to enlighten our readers with your story, it’s one we all wanted to know about and we certainly hope to see much more of you in the future, maybe something like your job in July/August of 1991 for those that are true Michele Smith fans. Until next time, I’ll see you on the road.More information about Michele Smith including booking information can be found on her website,

The Most Popular Women’s Motorcycle Gear – Motorcycles

If you are a woman motorcycle rider you probably already know how hard it can be to find motorcycle gear that is designed for women. Fortunately, there are more woman riders than ever before, and the market has really started to open up to more woman-friendly designs. Here are some of the most popular brands, styles and selections of women’s motorcycle gear, motorcycle helmets, motorcycle boots and motorcycle jackets.Women’s Motorcycle HelmetsWearing a helmet properly strapped on your head is now mandatory in many states, but that’s not the only reason you should be shopping for a woman’s motorcycle helmet. A motorcycle helmet is the best protective gear you can wear while riding a motorcycle or street bike. Not only are they necessary for optimal safety, women’s motorcycle helmets make riding your bike more fun too. A good-fitting motorcycle helmet will deflect wind blasting in your face and eyes, cut down on wind noise in your ears, and protect you against bugs and other debris flying through the air. Scorpion, Shoei and Icon all make awesome full-face helmets in woman-friendly designs.Women’s Motorcycle BootsJust as important protective gear as your helmet, boots protect your toes and ankles while you are riding and will save your feet and lower legs from impacts with rocks and debris kicked up from the road and other bikes. Alpinestars, Gaerne, River Road, and SIDI all make tough motorcycle boots for women that are quality-made and durable enough to protect your feet and toes in a crash, yet still look great with a pair of jeans or riding pants.Women’s Motorcycle JacketsWhile the primary reason for women’s motorcycle jackets is to protect you from riding injuries when you fall, you want to look good while you’re riding too, right? You might ride your bike with a bunch of men, but that doesn’t mean you want to look like one. Motorcycle jackets for women fit differently than motorcycle jackets for men, which is why it’s important that you buy a motorcycle jacket made expressly for women. Alpinestars, Fieldsheer, Icon, Joe Rocket, Scorpion, and Shift all make great women’s specific motorcycle jackets. You’ll find that their styles are streamlined with edgy, articulated designs cut to fit a woman’s curves.Women’s Jersey/Pant CombosIf you ride Motocross or dirt bikes competitively, you can complete your riding look with a women’s jersey/pant combo from Answer, Fly, MSR, O’Neal, Thor, or Troy Lee Designs. All of these brands make gear combos sized and shaped to fit women. Available in many fun and stylish colors and designs (hot pink and black color combos are hot right now), most retailers even offer the option to personalize your gear combo’s jersey with a name and number for an additional charge.Woman-specific motorcycle gear is not always easy to find, but when you do find it, you’ll realize why it’s so important. Correctly sized motorcycle gear made to fit a woman’s body will not only make you feel more comfortable while riding, but will offer increased flexibility and maneuverability, which could prevent an accident or crash.

Motorcycle Saddlebag – A Biker’s Must-Have – Motorcycles

Creating a storage space for your motorcycle is necessary. Instead of carrying your stuff around your back, which can hamper your flexibility in maneuvering the motorcycle, having your things properly encased in a motorcycle saddlebag is the perfect solution. It is necessary that safety be the rider’s top priority.The demand for them is increasing these days, as more people prefer riding in motorcycles due to the economy and the fuel price. It is indeed more affordable to use motorcycle as the mode of transportation today. However, storing your things might be a problem during the ride and so the use of leather saddlebags have become a biker’s must-have accessory.When you are carrying a heavy load, the need for them to be securely fastened on the back of your motorcycle is required. They will not only carry your things properly but it will not cause any form of accidents for you and other drivers on the road. Due to our advanced technology, the motorcycle saddlebags available now are more efficient, durable and light. The materials used now in creating these motorcycle accessories are lightweight yet very tough. There is no need for the bag to be extra heavy when your load is already heavy.Gone are the days when people use heavy metal as material for motorcycle storage space. Gone also are the days when you will keep on strapping it over and over again to keep it from falling from the bike. The motorcycle saddlebags are not only flexible but can easily be locked in place. You can even organize your things, as there are types of saddlebags that are designed with different pockets or compartments so your things would not messed up when you reach your destination.When you go and check different options for saddlebags online, you might be amazed of the variety that they offer. Most of them are stylish enough to blend in with the look of your motorcycle. There are different materials used in manufacturing them. Some prefer to use hard saddlebags and there are those who prefer abrasion-resistant soft leather saddlebags. You can also choose from two types of saddlebags such as the Bolt On Saddlebags or the Throw Over Saddlebags.Motorcycle saddlebags are one of the first few motorcycle accessories that a biker should get. A biker should be responsible enough not only to himself but also to other drivers on the road. Just imagine the chaos you can inflict to the road if your things fall down from your motorcycle. Secure your things with efficient yet trendy looking leather motorcycle saddlebags. Check if they used premium-quality leather and if it is flexible without getting saggy.The next time you think of safety for your own motorcycle or if you are having difficulty in looking for gifts for motorcycle enthusiasts, you may want to consider getting saddlebags as they are extremely needed. It will not get unappreciated and any biker will want to have a spare one as it is continuously used.

Riding a Motorcycle That Does Not Have Motorcycle Insurance is Stupid – Motorcycles

There is no other way to put it, if you are riding without good motorcycle insurance you are just plain stupid. Most motorcycle owners have insurance but there will always be some that think it is not necessary, it is to expensive, they don’t need it because they drive safe and many more excuses. When you are the one making these excuses, please read this article and make sure you are smart not stupid.Why is good motorcycle insurance so important?There is a big difference between car and motorcycle insurance for example it is possible to just insure your motorcycle and not yourself not that this is smart thing to do but it is a possibility. You can also cover bike, rider and people that will be riding pillion on your bike. Something not all motorcycle owners do but should be is cover bodily injury and damage to property. When you are in a accident and cause damage or even injury the cost can be extremely high, motorcycle insurance will be necessary to pay for those costs.dent that causes harm to other people.If you already own a motorcycle or if you are planning to buy one you really need to get motorcycle insurance and we know it is something some of you bike owners do not give much adequate attention to, there really is no doubt about how useful this can be. It is very simple to find a good insurance company that insures motorcycles and when you already have a insurance for your car you can check out the same insurance company because most will give you discount if you take a motorcycle insurance with their company as well.What type of motorcycle insurance?The type of motorcycle insurance policy will depend on:- coverage
– price
– type of motorcycle
– neighborhood
– driving record
– ageTake as much coverage as you can afford but at least the legal minimum requirementsThere is of course no limit in the amount of coverage you can take but you should at least have the legal minimum requirements, and you need to be sure that you know what they are. There are a lot of options you can choose from in the amount and the type of the coverage but it is still up to you what you decide to take for your own protection. You can also ask for additional services like roadside assistance, glass insurance, towing costs. This last service can be extremely convenient when you take long distance trips and are not so good in repairing your motorcycle.Discount if you take a course.You can take a riding course with the Motorcycle Safety Foundation and some motorcycle insurance companies will give you ten percent discount on the insurance premium. The key messages of the Motorcycle Safety Foundation for bike owners are:
1. Get trained and licensed
2. Wear protective gear — all the gear, all the time — including a helmet manufactured to the standards set by the DOT
3. Ride unimpaired by alcohol or other drugs
4. Ride within your own skill limits
5. Be a lifelong learner by taking refresher rider coursesAnd last but not least the final tip to pay less premium if you really want to minimize the amount of premium a cruiser is cheaper to insure than a sports bike.

Motorcycle Picture Wedding Invitation – Motorcycles

Have you always dreamed of incorporating your hobby with the most important day of your life? Well just do it. There are a number of motorcycle picture wedding invitations and other themed material that can make your day great. The themes range from the hardcore biker to the soft novice, there is something for everyone. The motorcycle picture wedding invitations are absolutely adorable. This is a great way to incorporate the two themes together.Formal Motorcycle Picture Wedding Invitations:Formal wedding invitations are based on the type of paper that they are printed on. Also the typeset and material used for the borders make a large difference in the formalness of the invitation. Many of the motorcycle picture wedding invitations are formal with pearl or golden border outlining the card. The card stock can be heavy and a high grade of paper that accentuates the invitation. Vellum overlays are always a part of the formal wedding invitation. Other enhancements such as ribbons, lace, silk or pearls are up to the couple.Informal Motorcycle Picture Wedding Invitations:The more informal wedding can benefit from the motorcycle picture wedding invitation theme as well. Some of the invitations use clip art or art work that sets them apart from the rest. The pictures can include personalized photos of the couple, motorcycle or some other significant meaning to the couple. This is a great way to add some personalization and style to any wedding invitation.Pre-Printed Motorcycle Picture Wedding Invitations:In years past it was more difficult to find motorcycle picture wedding invitations, but that is no longer the case. Today almost every dealer has the wedding invitations with the motorcycle theme. The clipart and photos can range from a motorcycle wedding to the motorcycle alone. Many of the motorcycle picture wedding invitations have an antique look with children surrounding the motorcycle. This brings another love for everyone, children! There are other themes such as motorcycles by the beach and up in the mountains. What ever the style of your wedding, you can match it with a motorcycle picture wedding invitation.Motorcycle picture wedding invitations are very popular. Manufacturers have realized that with so many having a love for motorcycles there was a tremendous need for this theme. Some couples have a complete motorcycle theme wedding, which is very unique. So if you are looking for a way to set your wedding apart from all the rest the motorcycle picture wedding invitation and theme is certainly the way to go.With motorcycle picture wedding invitations you can decide the style, color and types of typeset that will match with your wedding. These invitations generally carry the same choices as other wedding invitations. The biggest difference is the photo or theme on the front. Some manufacturers will custom make your motorcycle picture wedding invitation so you can have exactly what you are looking for. So if you are a motorcycle enthusiast then consider sending the motorcycle picture wedding invitation to family and friends!

Great Tips For Motorcycle Insurance – Motorcycles

It is generally mandatory to have a motorcycle insurance policy created before you hit the road. The insurance is there to cover for medical bills, personal injury, collision cost as well as covering any loans on the motorcycle. Some people believe motorcycle insurance policies are too costly to buy, but there are cheap and affordable policies out there too.You should take a motorcycle safety class which will help you in receiving a discount on your insurance for your motorcycle. This happens to be cause insurance companies think that a well informed rider will cause fewer accidents. When you are comparing policies for your motorcycle, make sure you do it well. You should compare only the cost when you know the coverage is the same and is what you actually need. You must know about the coverage as well as the deductible you’ll pay if you have to file a claim. A deductible is the amount you have to pay out of your pocket for each filed claim, then the insurance agency will pay the remaining amount.It is better to keep your motorcycle in a garage or a secured location. Most insurance companies will issue you a discount if your vehicle is kept in a proper place where nothing can cause harm to it. They also give discounts if you would not be riding it in the winter. It’s a wonderful option for those who live in colder places. Having a spotless driving record on your motor bike will save you a lot of money on both your vehicle insurance and bike insurance. These companies enjoy rewarding people who have kept a safe and a record of low risk. They need to keep you as a customer, so they will lower your rates so that you do not go elsewhere. If you have made on time payments on your premium for a period of six months in a row, and have not filed any claims or have not had any moving violations, then you can call up the insurance company and request a cheaper rate or ask for them to review your policy for a lower reduced rate. There are some insurance agencies that will do this automatically at the time of your renewal period. In case you have a policy you pay yearly, then you can call the company up after six months and request a lower rate.If you are a new rider and starting to learn how to ride your bike, and you have not yet got a license, then you should get the motorcycle insurance for learners. This is a nice way to be sure you are covered in an accident or if you sustain injuries. This one will be more cash than regular insurance. However, safety is more important than anything else.The internet is a fantastic place to shop for motorcycle insurance. Some of these companies does not sell motorcycle insurance policies though. Some insurance companies specialize in motorcycle insurance only. The internet delivers you a convenient spot to put in your personal information and receive the details of the policies and its premiums from various companies to compare by email. This reduces your time spent on finding suitable policies for your motorcycle.Having your motorcycle insured is an idea that should be of top priority, even if your state does or does not imply you to have the insurance. When you ride a motorcycle you are always at risk, accidents can occur anytime. Even though insurance cannot save you from accidents happening, it can help you financially for injuries and losses. You’ve spent the thousands of dollars obtaining a motorcycle, now spend the time and money on keeping it protected!

Transporting Motorcycles With a Motorcycle Carrier – Motorcycles

When is a motorcycle carrier safe to use?A motorcycle carrier is always safe to use as long as the motorcycle and the vehicle follow strict guidelines, usually recommended by the manufacture of the vehicle and the carrier. The weight limit of the carrier and the maximum tongue rating of the hitch receiver is very important to follow. Failure to comply the weight limits can often result in extremely expensive damage to the motorcycle and the vehicle.Typical weight limits of motorcycle haulers are 400 and 600lbs depending on the design and material the carrier is made out of. Most carriers that are made for dirt bike transportation are made out of aluminum and have a 400lb weight limit. The carriers that are made of steel usually have a 600lb weigh limit and are designed to carry sport bikes or cruisers.Loading the MotorcycleLoading the motorcycle on the carrier is often times where most accidents occur. Always have two people present when loading the motorcycle, one person on each side of the motorcycle to balance the bike. Never have the motorcycle running while loading the bike, a slip of the clutch can send the motorcycle into the vehicle or into some on loading the bike.After the motorcycle is up the ramp have on person securely hold the bike while the other uses ratchet straps to strap down the motorcycle to the motorcycle carrier. Always use at least four ratchet straps to secure the motorcycle. Two on the front of the motorcycle and two on the back of the rear of the motorcycle, preferably on the seat frame.Driving with the Motorcycle CarrierThe most common mistake drivers make when transporting a motorcycle on the carrier is the assumption that they will be able to drive as if they are not transporting the motorcycle due to the absence of a trailer. Special attention needs to be taken when driving with the carrier, especially when driving over rough terrain such as dirt road, speed bumps and on-ramps to interstates. Failure to drive carefully can result in failure of the ratchet straps or other locking mechanisms that will securely hold the motorcycle to the carrier.
Never drive over the posted speed limits
Always slow for rough terrain
Always take turns as slow as possibleConclusionTo conclude, the advice given above remember the following tips.
Always load the motorcycle onto the motorcycle carrier with two people.
Always choose a motorcycle carrier designed for your motorcycle and vehicle
Always drive safely as if you were pulling a trailer when the motorcycle carrier is mounted.